EMV payment company? Don’t go another day without an EMV certified terminal simply because your provider or payment application isn’t EMV certified. Take advantage of the quick solutions PayJunction offers and start accepting EMV today. Get a free EMV certified terminal today! Has your business struggled to accept EMV chip cards? Were you unaware of these EMV certification details? Contribute to the discussion below, we’d love to hear from you!

EMV cards were never designed to prevent fraud when credit card numbers are stolen and used online (“card-not-present”). However, they were intended to be more secure than fraudulent magnetic stripe cards. Credit card data can be illegally captured at point-of-sale terminals and easily copied onto blank stripe cards with an encoder (see skimming).

This requires the terminal to perform many stages of complex processing, including cryptographic authentication, to successfully complete a transaction. This means that adding support for EMV to existing payment applications can be a daunting task. For more information on the main processing steps required in an EMV transaction, please review this diagram showing a typical EMV Transaction Flow.

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